I feel my minor children need to be provided for if something happens to me. Is it wrong for me to disinherit my older children?

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It is not wrong for you to disinherit your older children if that’s your desire. However, if you are going to make the decision to disinherit them, you may want to consider the psychological effects it can have on those older children. Assuming that you love all your children equally, it would be important to sit down with them and explain why you are taking this action—and then reiterate your reasons in writing within the plan. This will certainly make things much easier than learning of this decision after your death.

In addition, disinheritance can still be worded in a way that removes the sting. For example, you could state that you love and value each of your children equally, but since your older children are already self-sufficient, you have decided to pass the bulk of your inheritance to the younger children.